Our Specialties
10
YEARS OF EXPERIENCE
Our team of public adjusters have proudly been providing insurance and business claim assistance for over 10 years and can help you navigate this process, cutting through the legal jargon and getting you on the path to proper compensation for your claim.

Filing an insurance claim can be a confusing process. Most often, proper documentation of the premises is required of pre- and post-damage so that proper assessments can be made for your payout. The vast majority of current policy holders think that the legal terminology within their policy is difficult to comprehend or understand.
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Areas of Expertise
It is surprising to hear that water damage insurance claims are the most frequently reported property damage claims – especially in Florida. Because of their frequency and significant financial impact/expense to insurance providers, you may find that the fast and easy settlement you were promised suddenly turned into a long, hard litigious battle with your insurance agent.
Aaraya’s team of public adjusters is ready to help victims of water damage like you. Let our experts take care of your insurance claims while you rest easy. Our friendly, experienced adjusters will use the latest technology like moisture mapping and thermal imaging to prove water damage occurred, so your insurance provider offers you a claim settlement that is sufficient to account for all necessary repairs and restoration. We will not rest until your claim is settled to your satisfaction.
Sinkholes are a natural phenomenon that occur here in Florida because of frequent rainfall and shallow aquifer that erodes the limestone beneath the soil. Most of the time, signs or indicators of sinkhole activity will manifest at your property before a sinkhole opens, however, sinkholes can still cause serious damage and injury. Do not wait until it is too late if you suspect that your home may be experiencing sinkhole-related damage.
Contact us for a free consultation immediately, and we will dispatch a team of professionals to survey your property and determine whether you have a claim.As we all know, living in Florida comes with its many weather risks. Hurricanes cannot be simplified into just a bunch of wind and rain. Between causing massive property damage and substantial risk to the health of you and your loved ones, Mother Nature can deliver one big blow to your finances.
In 2017 alone, Florida homeowners filed for 839,570 insurance claims due to Hurricane Irma. We can help you file your insurance claim quickly and easily, so you do not have to pay out-of-pocket to restore your property or pay for medical expenses. Retain our trusted public adjusters to ensure your hurricane claim is given the attention to detail necessary to quickly reach an insurance settlement.Given Florida’s naturally low topography, a flood disaster can strike at anytime and anywhere. The majority of flood disasters which have occurred over the last ten years are due to hurricanes and major storms. The aftermath of flood damage can cost tens of thousands of dollars in repairs, including walls, drywall, flooring materials, appliances, electrical, plumbing, and building envelopes. In many cases, damages are so severe that they result in the displacement of families from their homes. Filing a flood damage claim can be a painstaking and confusing process.
Submitting a fire or smoke-damage insurance claim can be confusing and frustrating because of all the classifications, confusing wording and decisions to be made. Aaraya’s public adjusters are here to simplify this process for you. We ensure that you are getting the most money your claim settlement allows and that the process moves along in a timely fashion so you can focus on rebuilding your life.
Our public adjusters and property damage appraisers are experienced with the fire insurance claims process and know the best and quickest way to get you your settlement. Do not let your insurance company drag you along for months and pay you less than you rightfully deserve.
We have all heard the saying “when it rains, it pours,” and when it pours in Florida, it’s probably a tropical storm or hurricane. High winds, hail and storm debris damages are all too common to us Floridians, which is why we opt in for that vital insurance to cover wind or hail damage.
Unfortunately, it’s a common practice for insurance companies to assign inexperienced staff to handle the volume of incoming claims after a hurricane or tropical storm goes through, which often results in deficiencies and even wrongful denials of your claim.
Contact us for a free consultation immediately, and we’ll dispatch a team of professionals to survey your property and determine whether you have a claim.
Being a victim of theft or vandalism can give rise to a number of different emotions, including fear and anger. Not only do you want justice, but you also want your property back to is pre-damaged condition. Aaraya’s public adjusters are here to make the process of submitting an insurance claim simplified for you.
While it can certainly be frustrating, Aaraya Consulting can simplify this process and even negotiate with the insurance company on your behalf to help mitigate your headaches. Most of the questions the insurance providers will ask can be substantiated with an official police report that includes the documentation of the actual theft or vandalism event.
Many wood framed homes, apartment or condominium complexes in Florida are damaged by termites. What many property owners do not realize is that termite damage may be covered under your insurance policy. Unfortunately, many insurance companies claim that the termite damage is not covered and many attorneys do not realize that there is in fact coverage for certain damage caused by termites.
Contact us for a free consultation immediately, and we’ll dispatch a team of professionals to survey your property and determine whether you have a claim.

OUR MISSION
Aaraya’s team of adjusters have your back. In the event of a loss, we are here to help you recover the full settlement amount that you're entitled to from your insurance company. We level the playing field and represent your best interests, not theirs.
FREE
Damage Evaluation
Aaraya Consulting also offer pre-loss, disaster planning services to commercially insured entities, Condo/HOA’s and building & contracting professionals throughout the state of Florida.
Email us today at skling@aarayapa.com for a FREE inspection, evaluation, and initial consultation of your claim!