Your house is not just a house. It’s your home. It is a place of tranquility, sanctitude, security and comfort. When disaster strikes, its effects on your home can be devastating, leaving you with months of remediation/repairs and a load of stress. Regardless of the cause of damage, we are here to help you recover your claims for your single family home, town home, or apartment unit.
The majority homeowners have never dealt with a property claim and many are confused or misled about certain terms of their insurance policies. Insurance companies take advantage of this information and make every effort to deny your property insurance claim or pay out as little as possible. Having an experienced public adjuster on your side can remove the uncertainly that comes with dealing with an insurance carrier's demands and settlement offers and will help you recover the true value of your claim.
The majority homeowners have never dealt with a property claim and many are confused or misled about certain terms of their insurance policies. Insurance companies take advantage of this information and make every effort to deny your property insurance claim or pay out as little as possible.
Having an experienced public adjuster on your side can remove the uncertainly that comes with dealing with an insurance carrier's demands and settlement offers and will help you recover the true value of your claim.
Condominium insurance claims can be confusing and vary depending on your policy. Some policies overlap with homeowners association’s insurance and some are different. Let us answer those questions for you as a condominium owner and as a resident of a homeowners association.
We will help resolve any disputes and unfair settlements to our best ability.
Appraisals / Mediation
It is expected that an insurance company will investigate a claim to determine whether coverage exists, to establish the extent of the insurer's liability, and calculate the proper amount of damages incurred. However, they often keep you in the dark and feeling powerless about your say in the matter. What they don’t tell you is that you DO have the power and the right to dispute an insurance settlement amount.
Policyholders have the right to invoke an appraisal clause when disputing over an unfair payout- and this is another opportunity for us to assist you. Our team at Aaraya Consulting will have your insurance policy appraised by expert professionals. In addition to appraisal causes, most of insurance policies have mediation provisions in them. The mediation process involves both the insurance company and policyholder’s collaboration to pick a mediator to facilitate an agreement. Should you have any questions regarding appraisal or mediation services, contact us immediately.
Business interruption insurance coverage is a very tricky (and disputable) coverage to adjust due to the fact that it involves having to determine gross profits that a business would have earned had the loss not happened. It is necessary to look at past earnings in order to estimate future trends.
Most policies’ coverage will only pay for the loss the insured would have earned during the period of time it takes to repair or replace the physical damage at the location of the business.
With the help from our team, we can help guide you to a fair and appropriate payout for your business interruption claims.
Property Damage Valuation
One of our many specialties here at Aaraya Consulting includes property damage valuation.
One of our many specialties here at Aaraya Consulting includes property damage valuation. Once hiring us to be your representatives with regards to your claim, we will conduct a full investigation of the damages to your property by using both photographs and video recordings, preparing realistic and fair estimates of anticipated costs of repairs, as well as take into consideration the market value of the property as a whole, after repairs are made.
Our team of professionals offers amazing legal support for our clients. We gather all documentation and necessary information to prepare a litigation support package regarding your claim disputes. This information includes damage reports, repair estimates, inventories, replacement cost valuations and much more.
For more information regarding Aaraya’s litigation support services, contact us today!
Aaraya Consulting also offer pre-loss, disaster planning services to commercially insured entities, Condo/HOA’s and building & contracting professionals throughout the state of Florida.
Email us today at firstname.lastname@example.org for a FREE inspection, evaluation, and initial consultation of your claim!